Maya Negosyo Serye, the leading digital banking initiative in the Philippines, is transforming the financial landscape for micro, small, and medium-sized enterprises (MSMEs) through its innovative approach. By combining financial literacy with seamless loan access, this initiative empowers entrepreneurs with the knowledge and resources needed to drive business growth.
Empowering MSMEs with Financial Literacy and Credit Access
The Maya Negosyo Serye program is designed to support eligible MSME owners operating Maya Center businesses. Through this initiative, participants gain essential financial management skills, explore growth opportunities, and enjoy streamlined access to Maya’s lending products. Maya Centers provide a comprehensive suite of financial services, including remittances, bill payments, cash-in and cash-out transactions, and reloading services—establishing themselves as convenient one-stop financial hubs for local communities.
Renan Santiago, Maya’s Head for MSME Business and Retail, emphasized the importance of practical financial education. “Financial literacy programs often leave entrepreneurs without a way to put their learning into practice. We empower MSMEs with essential financial skills and seamless access to credit—equipping them with both the knowledge and the tools to take immediate action for growth,” he explained.
Real-World Impact: A Success Story
The effectiveness of Maya Negosyo Serye is exemplified by entrepreneurs like Mylene Laguio from Quezon City. As a Negosyo agent, Laguio successfully secured a ₱150,000 loan through Maya Advance. She shared her experience, stating, “With Maya’s Negosyo Serye, I got financial training, instant credit, and franchising opportunities—all in one place. It’s a faster, more complete solution that is helping me grow my business quickly and efficiently.”
Breaking Barriers for MSMEs
Many MSMEs in the Philippines struggle with limited financial literacy and restricted access to credit, which hampers their potential for expansion. Maya Negosyo Serye aims to bridge this gap by equipping entrepreneurs with essential skills such as budgeting, saving, and investing. Additionally, the program provides insights into business expansion strategies, including franchising opportunities, to help small businesses scale efficiently.
Qualified MSME merchants can access loans through Maya Advance, with credit limits of up to ₱350,000. Unlike traditional banks, Maya eliminates cumbersome paperwork and collateral requirements, enabling swift, real-time loan approvals. This rapid financing model significantly reduces waiting times, providing much-needed support for business owners looking to seize new opportunities.
A Seamless Digital Ecosystem for MSMEs
Maya’s holistic approach extends beyond financial education and credit access. According to Santiago, “This seamless model is part of Maya’s broader plan to create a one-stop digital ecosystem for MSMEs. By combining education, business opportunities, and fast credit, we’re eliminating the friction that holds back micro-entrepreneurs. Our goal is to make sure they can take action when ready, without the delays typical of traditional loans.”
Maya Negosyo Serye ensures that entrepreneurs are not only well-informed but also well-equipped to make immediate and effective business decisions. This initiative is paving the way for a new generation of financially empowered MSMEs, driving economic growth in the Philippines. Through continuous education, accessible financing, and innovative business solutions, Maya Negosyo Serye is reshaping the future of small business operations in the country.
As the leading fintech ecosystem in the Philippines, Maya integrates digital banking with omnichannel payment processing to create a robust financial infrastructure for businesses. Regulated by the Bangko Sentral ng Pilipinas (BSP), Maya Bank ensures deposit security, with coverage of up to ₱500,000 per depositor under the Philippine Deposit Insurance Corporation (PDIC).
For more information about Maya and its initiatives, visit maya.ph and mayabank.ph. Follow Maya on social media for the latest updates: @mayaiseverything on Facebook, Instagram, YouTube, and TikTok, and @mayaofficialph on Twitter.
Through Maya Negosyo Serye, Maya continues to redefine financial accessibility, empowering MSMEs with the tools and resources they need to thrive in the evolving digital economy.
