The holiday rush is in full swing. Malls are packed, calendars are full, and your group chats are buzzing with get-together plans. Before spending on gifts, food, and travel, it helps to make sure your finances are in order. A little planning now can go a long way toward making your holidays more enjoyable and stress-free.
Here’s how you can prepare for the season and keep your budget on track with Maya.
Lock in Your Budget and Savings Goals
If your holiday budget still lives in your head, now is the time to organize it. Maya Personal Goals lets you set up to five savings targets, whether it’s for gifts, Noche Buena, travel, or other holiday expenses.
Each Personal Goal earns 4% interest per year immediately. Every ₱20,000 you add increases your rate up to 8% per annum for deposits up to ₱100,000. There are no lock-ins or penalties, making it an easy way to make your bonus work harder instead of disappearing after one shopping spree.
You can track each goal separately, giving you control over how your money grows and how you allocate your funds. This setup helps ensure that every peso you save supports your specific holiday plans.
Treat Yourself Smart While You Spend
Holiday spending doesn’t have to drain your wallet. With Maya, you can earn rewards and cashback while enjoying every celebration.
If you plan to dine out, the Maya Credit Card’s 20% cashback dining promo lets you earn up to ₱1,000 cashback each month when you spend at least ₱2,500. The more you dine, the more you earn.
Maya also gives you flexibility in how you earn rewards. Use the Maya Black Credit Card to collect Maya Miles or the Landers Cashback Everywhere Credit Card to earn Landers points on every purchase. These perks make every meal, gift, or shopping trip more rewarding.
By using Maya for both online and in-store purchases, you can maximize your spending potential and stretch your budget further.
Tap to Pay with Maya on Google Pay
Paying during the busy holiday rush becomes faster and easier with Maya on Google Pay. No more searching for your wallet or typing long OTPs. Just tap your phone wherever contactless payments are accepted — from coffee shops and grocery stores to airports and bazaars.
When you add your Maya Credit Card to Google Pay, each tap earns instant Maya Miles or cashback. This means you collect rewards faster while enjoying a smooth, secure, and cashless checkout experience.
It’s a convenient way to stay efficient during the holiday season and ensure every purchase adds value back to your wallet.
Keep Your Finances Organized in One App
The holiday season can get hectic, but managing your finances doesn’t have to be. With the Maya app, you can track your spending, savings, credit, rewards, and cashback all in one place. This helps you stay on top of your financial activities even as your calendar fills up with parties and reunions.
Maya also gives you the chance to win big while you spend. Every ₱1,000 you spend with Maya, whether it’s on gifts, groceries, or dining out, earns you a raffle entry for a shot at ₱1 million. If you win, Maya doubles the prize so your best friend also takes home ₱1 million. That’s a total of ₱2 million in prizes, giving you both more reasons to celebrate the season.
Stay Connected with Maya
Stay updated on the latest promos and financial tools by visiting maya.ph or mayabank.ph. Follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok for more updates and announcements.
Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.
