When it comes to managing money, being smart is always the goal. But let’s face it—saving can be challenging, especially when life’s daily expenses pile up. That’s why discovering Maya’s suite of savings products felt like a game-changer. With Maya, saving isn’t just about setting money aside; it’s about watching it grow while earning rewards for everyday transactions.
One standout feature is Maya’s Savings, which lets you earn up to 15% interest per annum simply by completing fun, everyday “missions.” These missions turn regular spending habits into opportunities to increase your savings. While I haven’t reached the full 15% interest yet, the gradual increase in my rate with every completed action keeps me motivated. It’s thrilling to see how everyday financial choices contribute directly to growing my funds.
From paying bills and using QR codes for purchases to covering grab rides with my Maya Account, I’m not just spending—I’m earning rewards for making smart money decisions. Every transaction feels like a step toward achieving my financial goals, turning what used to be ordinary spending into an exciting way to save and grow my money.
Maya has transformed how I think about saving, offering tools that are not only practical but also rewarding. It’s more than just a savings platform; it’s a partner that empowers me to make the most out of every peso.
A Savings Feature for Everyone
Maya offers several savings features that cater to different needs. No matter what your financial goals are, you’re sure to find something that suits exactly what you need.
Next, I’ve set up Personal Goals for short-term targets. With a solid 4% interest per annum, it’s a no-brainer for those quick wins—like saving up for a new camera, a ‘new home’ upgrade, or even for building an emergency fund. In my case, I use it to save up for “bigger” ticket expenses such as my dream shoes, a new camera, home improvement, and the like. I’ve learned that allocating a budget for these types of expenses give me more time to think about whether I truly want them or not. It also helps me avoid spending impulsively and avoid feeling guilty about spending things that I like. The best part? I can segregate my money and monitor each goal without feeling overwhelmed.
For longer-term growth, Time Deposit Plus with Maya have been my go-to. It’s super flexible; I get to choose how long I want to lock my money in, and in return, I can earn up to 5.75% interest per annum. This gives me peace of mind knowing that my future plans are financially backed, without the hassle of complex banking requirements.
Maya has quickly become my top choice for maximizing my savings journey. It’s not just an app—it’s a reliable partner that makes saving simple, exciting, and rewarding. With Maya, every transaction offers the chance to earn higher interest, adding a sense of thrill to achieving financial goals. Whether I’m focusing on short-term targets or long-term plans, Maya’s suite of savings features ensures that my hard-earned money works harder for me.
What sets Maya apart is the peace of mind it provides. As a BSP-licensed digital bank, it adheres to strict regulatory standards, and all deposits are PDIC-insured. This means I can trust that my money is safe while I focus on growing my savings.
The satisfaction of reaching my financial milestones, combined with the ease of using Maya’s tools, has made saving more enjoyable and motivating. There’s no need for complex processes or tedious requirements—Maya has streamlined the entire experience, making it accessible for everyone, regardless of their financial goals.
If you’re ready to begin your own savings journey, there’s no better time to start than now. Trust me, you won’t regret taking the first step. Do something today that your future self will thank you for—it’s never too late to work towards your financial glow-up!
Use my code ICONICLOVESMAYA when you get banked with Maya!
