Staying true to the Palawan Group of Companies’ mission of advancing financial inclusion, PalawanPay, the company’s fast-growing e-wallet, has introduced the PalawanPay Virtual Visa Card. This new feature represents a major step in making simple, secure, and globally accepted digital payments accessible to all Filipinos, including those without traditional bank accounts or credit cards.
PalawanPay CEO Third Librea shared: “For many Filipinos, owning a Visa card has always felt out of reach — something reserved for those with bank accounts or credit lines. With the PalawanPay Virtual Visa Card, we’re changing that. We built this to be simple, practical, and truly pang-masa. Now every Filipino, every suki, can access global commerce with confidence — securely and affordably.”
Cashless, Cardless, Limitless — Designed for the Digital Filipino
Through the PalawanPay app, verified users can activate their Virtual Visa Card within minutes and begin making online transactions immediately. This feature eliminates the usual barriers associated with opening financial accounts. There are no lengthy forms, no strict documentation, and no unnecessary requirements.
The Virtual Visa Card allows users to pay for a wide range of digital and online services. These include e-commerce purchases, recurring bills, travel bookings, and entertainment subscriptions. The system ensures fast and secure payments, following Palawan Group’s promise of a “walang kuskos-balungos” experience.
Palawan Group Chief Marketing Officer Bernard Kaibigan explained: “PalawanPay’s Virtual Visa Card is more than a new feature. It is a step toward a more inclusive digital economy. Our goal is simple: to make digital finance truly para sa lahat (for everyone) — practical and within reach of every suki.”
The launch of this product signals PalawanPay’s continued commitment to improving digital access for Filipinos. By combining simplicity and reliability, the company provides tools that meet the real needs of modern users.
Financial Inclusion, Levelled Up — Opening the Digital Economy to Every Suki
The PalawanPay Virtual Visa Card strengthens financial inclusion by empowering unbanked and underbanked Filipinos to join the digital marketplace with ease and confidence. With its user-first design, it supports various online and digital payment needs such as:
- Online shopping through major platforms like Shopee and Lazada
- Booking flights and accommodations through travel websites
- Paying for subscription services like streaming and gaming
- Secure digital transfers through Visa Direct
Beyond convenience, the card also improves financial access across the country. Because PalawanPay integrates with Palawan Express’ extensive branch network, users can cash in for free at any of the more than 3,500 Palawan Express branches nationwide. This ensures every suki, even in remote areas, can manage their funds easily and at no extra cost.
In addition, PalawanPay users can receive remittances from abroad directly through the app. This feature simplifies the process of receiving international funds while keeping fees low and access immediate.
The Virtual Visa Card’s user-friendly structure ensures that anyone can confidently handle their online financial transactions. It is tailored to fit the real spending habits of digital-savvy Filipinos who need convenience without complications.
Coming Soon: Physical PalawanPay Visa Card
PalawanPay is preparing to expand its services even further. By 2026, the company will launch a physical PalawanPay Visa Card. This upcoming product will offer more flexibility by allowing users to make payments in stores and at physical points of sale worldwide.
With this move, PalawanPay continues to strengthen its position as a leader in accessible digital finance. Each innovation aims to simplify the way Filipinos manage, spend, and move money, ensuring that financial inclusion remains at the center of its growth.
Through the PalawanPay Virtual Visa Card, the company bridges the gap between traditional financial systems and the growing digital economy. It gives every Filipino, from urban workers to provincial sukis, a reliable and secure way to participate in global commerce.
