Every holiday season brings the same question: what to give? Mugs, socks, and scented candles often top the list. This year, Home Credit Philippines (HCPH), the country’s leading consumer finance company, offers a better answer. Through The Great Double Zero Festival, you can give bigger, more meaningful gifts for as low as ₱20 a day. With zero downpayment, 0% interest, and flexible installment plans of up to 24 months, you can now turn your gift list into reality while keeping your spending light and easy.
Gifts Made Easy with Zero Downpayment and 0% Interest
The Great Double Zero Festival gives every shopper the chance to make the holidays brighter without breaking the budget. Whether it’s a new laptop for a student, a smartphone upgrade, or an appliance for the family, Home Credit makes it easier to bring home practical and thoughtful presents.
From home essentials to tech must-haves, there’s something for everyone on your list. Here are some exciting gift ideas available through The Great Double Zero Festival:
Appliances for a Merrier Home
Bring comfort and joy to the whole family with appliances that make home life easier. Perfect for moms, dads, or newlyweds setting up their dream home, these items combine function and value. You can get these gifts for as low as ₱749 per month or ₱25 per day.
- Condura 8.2cu ft Inverter Refrigerator – Give the gift of freshness and efficiency for as low as ₱25 per day or ₱749 per month for 18 months, retailing at ₱18,601.
- Devant 55-inch 4K UHD Smart TV – Make family movie nights more exciting for as low as ₱30 per day or ₱909 per month for 18 months, retailing at ₱22,313.
- Panasonic 8.6cu ft Inverter Two Door Refrigerator – Surprise your loved ones with an energy-efficient refrigerator for as low as ₱28 per day or ₱839 per month for 18 months, retailing at ₱20,600.
Gifterrific Gadgets for Everyone
Gadgets remain a holiday favorite, and with Home Credit’s easy payment plans, it’s now simpler to surprise your loved ones. Whether for a sibling who loves to capture moments, a friend always online, or a parent who deserves an upgrade, these gadgets deliver both fun and function. Get them for as low as ₱599 per month or ₱20 per day.
- Vivo V50 Lite 4G – A stylish smartphone for as low as ₱20 per day or ₱599 per month for 18 months, retailing at ₱13,999.
- Xiaomi Redmi Note 14 – A sleek, dependable phone for as low as ₱26 per day or ₱769 per month for 9 months, retailing at ₱9,499.
- Honor Pad 9 With Keyboard – A multitasking tablet perfect for work or study for as low as ₱26 per day or ₱769 per month for 18 months, retailing at ₱17,999.
Laptops for the Holiday Hustle
Surprise students and professionals with a laptop that can keep up with their busy schedules. Ideal for work, school, or entertainment, these devices help them stay productive through the holidays and beyond. You can get one for as low as ₱1,499 per month or ₱50 per day.
- Acer Aspire Lite – A reliable laptop for everyday tasks for as low as ₱50 per day or ₱1,499 per month for 18 months, retailing at ₱36,999.
- Asus TUF A15 – A performance-ready option for as low as ₱62 per day or ₱1,869 per month for 18 months, with a retail price of ₱45,999.
- Lenovo LOQ – A powerful laptop for just ₱79 per day or ₱2,359 per month for 18 months, retailing at ₱57,995.
How to Join The Great Double Zero Festival
Making the holidays more memorable has never been this simple. The Great Double Zero Festival runs until December 31, 2025, giving you time to find the right gifts for everyone.
Applying for Home Credit is quick and easy. Present one valid ID and get approval in as fast as one minute, subject to eligibility. The offer is available at more than 18,000 partner stores nationwide, where in-store Home Credit representatives are ready to assist.
For added convenience, you can also apply for pre-approval through the Home Credit App, available on Google Play, the App Store, and Huawei AppGallery. This lets you enjoy a faster and smoother shopping experience anytime, anywhere.
Make your holiday gift-giving more meaningful and budget-friendly with Home Credit. Because this year, the most thoughtful presents don’t have to be out of reach.
To explore available products and store locations, visit Shoppingmall.ph.
For updates from Home Credit Philippines, visit www.homecredit.ph or download the Home Credit App on Google Play, the App Store, or Huawei AppGallery. You may also follow the brand’s official Facebook, Instagram, and TikTok accounts. Â
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 
