Filipinos have always dreamed of owning their own home. Now, with M Lhuillier’s ML Home Loan, that dream can come true. By using your house’s title (TCT/CCT) as collateral, you can get the funds you need to make your homeownership dreams a reality. M Lhuillier understands what Filipino families need and want, so they offer affordable rates and flexible terms. This makes it easier than ever for Filipinos to achieve their goals with the ML Home Loan.
M Lhuillier’s Home Loan Service is designed to help Filipinos unlock the potential of their homes. They offer a variety of loan options to suit different needs, including:
- Home Improvement Loans: For renovating and upgrading your current home.
- Refinancing Loans: For obtaining a lower interest rate on an existing home loan.
Benefits of Choosing M Lhuillier’s Home Loan Service:
- Competitive Interest Rates: M Lhuillier strives to offer attractive interest rates.
- Flexible Terms: M Lhuillier offers flexible repayment terms to suit your financial situation.
- Quick and Easy Application Process: M Lhuillier’s application process is designed to be straightforward and efficient.
- Friendly and Knowledgeable Staff: M Lhuillier’s staff are ready to assist you throughout the loan process.
Who is eligible for M Lhuillier’s Home Loan Service?
To be eligible for M Lhuillier’s Home Loan Service, applicants must be Filipino citizens who are at least 21 years old and have a stable source of income.
What are the requirements for M Lhuillier’s Home Loan Service?
- Documentation:
- Tax Declaration for Land & Building
- Original Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT)
- Original Tax Clearance
- Sketch Plan
- Certified True Copy of Title
- Insurance: Clients must submit or endorse an Insurance Policy in favor of M Lhuillier.
Important Terms and Conditions:
- Loan Amount:
- House and Lot or Commercial: Up to 60% of the appraised value
- Lot Only: Up to 50% of the appraised value
- Appraisal Fee: A minimum appraisal fee of P4,500 is required upon application.
- Pre-termination Fee: A 3% fee is applied based on the outstanding balance for early loan termination.
- Penalty Charge: A 5% penalty charge is applied based on the outstanding balance for late payments.
How to Avail of M Lhuillier’s Home Loan Service:
To get started, interested individuals are encouraged to visit their nearest M Lhuillier branch or contact them online. The M Lhuillier team will be happy to answer any questions and help customers get started on their journey to achieving their homeownership goals.
To know more about M Lhuillier’s Home Loan Service, visit their website at https://mlhuillier.com/home-loan/
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