Celebrating six years of fintech innovation, PayMongo has introduced its most powerful transformation yet. The company unveiled an enhanced Financial OS alongside an upcoming industry-first express onboarding feature, designed to help businesses get started faster while accessing PayMongo’s full suite of financial tools seamlessly.
During its sixth Anniversary Event at Uma Nota, Shangri-La BGC, PayMongo revealed its refreshed brand identity and expanded financial platform. The enhanced system aims to streamline business payments, provide instant funding access, and enable software platforms to embed financial tools effortlessly. A major highlight of this transformation is PayMongo Capital*, a financing solution that offers businesses fast and flexible funding. This feature strengthens PayMongo’s commitment to financial inclusion and business growth.
“We’re not just changing our look, we’re redefining how businesses access financial power,” said Luis Sia, Chairman and Co-Founder of PayMongo. “With our upcoming express onboarding and new Financial OS, businesses will soon be able to start accepting digital payments faster than ever. PayMongo Capital further ensures they have the resources to scale seamlessly.”
Six Years of Growth: From Payment Gateway to Financial OS
Since its founding, PayMongo has evolved from a payment processor into a comprehensive Financial OS, delivering seamless, secure, and scalable financial solutions. Under the leadership of CEO Jojo Malolos, the company has achieved significant milestones:
- 4.3x increase in Total Payment Volume (TPV)
- 3x revenue growth
- 3.6x increase in gross profits
In addition to its financial growth, PayMongo has strengthened its security framework. The company earned SOC2 Type 2 certification, reflecting its advanced data protection practices. Partnerships with the Anti-Money Laundering Council (AMLC) further reinforce its commitment to regulatory compliance. PayMongo also remains fully compliant with Bangko Sentral ng Pilipinas (BSP) standards, ensuring it maintains a trusted position in the Philippine financial ecosystem.
“We’re not just celebrating a milestone; this rebrand is a statement of our commitment to building a future-ready financial ecosystem,” said Malolos. “Beyond payments, we now provide businesses with the capital to expand and enable software platforms to embed seamless financial tools. Our infrastructure powers both direct business growth and industry-wide innovation while maintaining the highest standards of security and compliance.”
The Future of Financial OS: Fast, Scalable, and Secure
With its expanded capabilities, PayMongo’s Financial OS redefines how businesses operate in the digital economy. The upcoming express onboarding feature is set to improve accessibility, allowing businesses to start accepting payments faster than ever before.
Key features of the enhanced Financial OS include:
- Instant settlement capabilities, ensuring businesses get paid without delays
- Embedded finance infrastructure, allowing B2B and SaaS platforms to integrate payments effortlessly
- Comprehensive payment acceptance, supporting credit/debit cards, e-wallets, and direct online banking.
- Advanced fraud prevention and compliance, strengthening business security and trust
- PayMongo Capital provides businesses with seamless access to growth funding.
Various businesses have already benefited from PayMongo’s Financial OS. Bebang’s Halo-Halo leverages PayMongo’s system to simplify payment processing and improve cash flow. Lazada utilizes PayMongo’s QRPh technology and BNPL partnerships to offer flexible consumer payment options. Collaborations with Mochi Solutions and Mosaic Solutions also highlight PayMongo’s embedded finance capabilities, enhancing transactions across multiple platforms.
“By providing both direct financial tools and enabling other platforms to build on our infrastructure, we’re creating multiple pathways for businesses to grow,” added Malolos. “Whether they access capital through PayMongo or leverage our payment capabilities in their own platforms, businesses will soon have more powerful ways to scale.”
